OfficeProtect

Worrying about your business is our duty, not yours.

Worrying about your business is our duty, not yours.

Financial stability is the key to the success of a company, which is why Falcon’s OfficeProtect – an all-in-one insurance plan, is what you need. Specially designed to ensure smooth running of your office, our product is all-encompassing and caters to all your protection needs, so you can focus on your business hassle free!

Key Benefits

Contents All Risks Protection

Business Interruption Protection

Money Protection

Public Liability Protection

In addition, there is also an optional cover for Employees’ Compensation Insurance if you wish to have your legal liability as an employer covered under the same policy.

Summary of Cover

This All Risks Section offers protection to the office contents at your premises, including your property and property for which you are responsible, all replaced as new.

The FREE extensions include:

  • Accidental breakage of fixed glass in the office
  • Loss or damage of temporarily removed office contents from the office
  • Loss or damage to personal effects of employees
  • Removal of debris following an accident resulting in loss or damage to office contents
  • Loss or damage of documents in transit in Hong Kong
  • Loss or damage to office contents whilst the office is under alteration or repair, provided that the value of each Contract does not exceed HK$500,000
  • Loss or damage to office contents whilst the office is under alteration or repair, provided that the value of each Contract does not exceed HK$500,000
  • Costs incurred by professional architects, surveyors or other such professionals for the reinstatement of your office upon loss or damage
  • Costs of fire extinguishment
  • Costs of compiling records for claims verification

This Section gives you free protection for increase in cost of working for up to twelve months resulting from loss or damage to your office contents.

The maximum limit here is HK$500,000 for an indemnity period of 12 months.

FREE Extensions for this Section include:

  • Costs of professional accountants for claims verification
  • Increase in cost of carrying on your business resulted from being denied access to your business premises
  • Increase in cost of carrying on your business necessitated by the failure of public utilities

This section protects you against the loss of money for free.

This gives you FREE protection for:

  • Loss of Money in transit between the office and any bank or post office
  • On the premises during business hours
  • On the premises out of business hours in a locked safe or strongroom
  • On the premises out of business hours not in a locked safe or strongroom
  • In a bank night safe
  • Loss of crossed cheques and/or postal orders, crossed money orders and crossed bankers drafts
  • Damage to safes and strongrooms caused by theft
  • Loss due to fraud or dishonesty by your Employee
  • Compensate you and your employees following accidental death, loss of both limbs, loss of sight of both eyes, permanent total disability to attend any occupation because of robbery or hold up
This gives you free cover for your legal liability in respect of compensation for third party bodily injury and/or property damage arising in connection with your business.

The limit of liability provided is HK$10,000,000.

More Free Extensions for this Section:

  • Legal liability of directors, partners and employees of your company arising from occasional visits outside Hong Kong
  • Legal liability as tenant for damage caused to the office premises
  • Legal liability caused by alteration of your office premises provided that the contract value of such alteration does not exceed HK$500,000
  • Legal liability arising whilst undertaking activities on behalf of welfare social and/or sporting clubs
  • Legal liability of you and any member of your contracted first aid organization

(Optional Cover) – Employees’ Compensation

This covers employers’ liability to employees in accordance with the Employees’ Compensation Ordinance and Common Law up to HK$100,000,000 per accident, for injuries or death of your employees arising out of and in the course of employment.

Exclusions

General exclusions:
  • Deductible as specified
  • Loss or damage due to war, invasion, riot or civic commotion
  • Loss or damage due to confiscation, requisition or destruction of the government authority
  • Loss or damage due to or contributed by nuclear weapons material, radiation, contamination by radioactivity
  • Consequential loss or damage of any kind except as provided under Section 2 of this policy
  • Judgment from outside the jurisdiction of Hong Kong SAR

Quotation

We are always ready to provide quality services to you. If you are interested in our product, please feel free to contact us at:
Hotline: (852) 2232 2888
Fax: (852) 2232 2899
Email: info@falconinsurance.com.hk
Or please simply leave your contact and we will serve you with professional advice.